What do I need to do to get a loan?

Getting a home loan might seem overwhelming, but it doesn’t have to be. Whether you’re buying your first home, upgrading, or investing, the key is being prepared and having the right support.

We will start by working with you on your current situation. Your deposit (or Guarantors) your income, expenses and then work out what schemes and Government Support you might be eligible for.

We can best help you figure this out if we can see your payslips or income details and your expenses, so we will ask you to provide those to us.

A broker can help match you with a lender that suits your needs and explain all the little details (like why one lender might say yes when another says no). We also help package your application properly—because how you present your financials can really make a difference. We always say, we don’t need to be amazing at maths, but we need to be great at telling your story. That’s why we will ask you lots of questions.

Lastly, remember that pre-approval isn’t a guarantee, but it’s a smart way to know what you’re working with before you start making offers.

If you’re thinking about making a move, let’s chat. A 10-minute conversation can save you hours of confusion—and maybe an application at the wrong lender if you go it solo.