Mortgage broker in Ashmore, for big blocks, townhouses and everything in between

For many people, yes, because Ashmore has a wide mix of property, from townhouses and villas through to older houses on larger blocks. That gives first home buyers more than one way in. We work out your borrowing power first, check whether you are eligible for government deposit schemes and state-based grants, and match you with a lender that takes part. Not every lender on our panel offers the scheme.

Lenders look at the strata or body corporate details as well as the home itself. They may check the size of the complex, the sinking fund and any special levies. Some are stricter with smaller units or resort-style complexes. We review the details with you before you apply so there are no surprises at valuation.

It can. Some lenders cap the land size they will accept on a standard residential loan, and valuers may treat a big block differently from a typical house. We know which lenders are comfortable with larger Ashmore properties and set up the application to suit.

A knockdown rebuild usually involves a construction loan secured against the land, drawn down in stages as your builder reaches each milestone. Lenders will want a fixed price contract and approved plans, and you will need a plan for where you live during the build. We map the whole timeline out with you before you sign anything.

Often, yes. Depending on the scope, you might use existing equity, increase your current loan or take out a construction loan for larger works. We look at what the finished home is likely to be worth and how the repayments fit your budget.

Bridging finance lets you buy your next home before your current one sells. It suits families who do not want to rent in between or miss out on the right property. We work through the numbers carefully, including what happens if the sale takes longer than you hoped.

Yes. We review your current loan, your equity and your goals, then compare options across our 50+ lenders. If switching makes sense we handle the process for you. If your current lender is still the right fit, we will tell you that too.

We leave the property choice to you and your advisers, but we can make sure the finance is set up well. That covers how much you can borrow with rental income included, how to keep the investment loan separate from your home, and which lenders treat rental income more favourably.

If you have built up equity, you may be able to borrow against it for the deposit and costs on an investment purchase. We calculate your usable equity and show you how the repayments and rental income would work together.

Yes, if you go to the right one. Lenders differ a lot in how they read business financials, add-backs and recent trading. Tyler runs her own business too, so she knows how to present your income clearly, whether you use a sole trader ABN, a company or a trust.

A low doc loan may be an option. Some lenders accept business activity statements, business bank statements or an accountant's declaration in place of recent tax returns. Terms can differ from a standard loan, so we explain the trade-offs before you decide.

Commercial lending can help you buy an office, shop, warehouse or workshop, either in your own name, a company or your self managed super fund. Commercial lenders focus on the business, the property and any lease, so a well prepared application makes a real difference.

A self managed super fund can borrow to buy property under a limited recourse borrowing arrangement, as long as it fits the fund's investment strategy and super rules. We work alongside your accountant or financial adviser so the lending side is set up properly.

If you have enough equity, refinancing can bring personal loans, credit cards and tax debt into one manageable repayment. It needs a clear plan, because spreading short term debt over a long loan can cost more over time. We help you set that plan up and stick to it.

Absolutely. Tyler looks after clients across the Gold Coast and Brisbane's south, and The Broker Society helps people all over Australia. We can meet in person or online with screen sharing, so your postcode is never a barrier.

Both. Meet Tyler in person on the Gold Coast or online, whichever suits you. Online meetings include screen sharing, so you can see the visuals and numbers just as clearly as you would across a desk.