Home loans for a beach town that still feels like one.
Jeane Hofmeyr works with buyers, owners and investors across Coolum Beach and the Northern Sunshine Coast, backed by the full Broker Society team, with straightforward advice and no bank bias.
How Jeane and The Broker Society help Coolum Beach buyers and owners
Jeane leads the Coolum Beach and wider Northern Sunshine Coast work personally, with the full Broker Society team behind her whenever a client's situation calls for it. First home buyers finding their feet in a competitive beachside market get straight talk through first home buyer lending, including what deposit schemes and grants are genuinely available. Families upgrading to a bigger place closer to the beach work through buying your next home, timed properly against a sale. Owners who bought years ago and are sitting on strong coastal growth often start with refinancing, while those building a rental portfolio in a high demand holiday town lean on investment loans, structured for the long game rather than a quick approval.
Coolum has a strong mix of tradies, hospitality operators and small business owners, and Jeane, together with the rest of The Broker Society, works through self employed home loans and low doc home loans for income that does not sit neatly on a payslip. Clients purchasing through their super are supported through SMSF lending, and those with premises or equipment needs work through commercial lending. Households consolidating scattered repayments are guided through The Reset debt consolidation, and anyone taking on a knockdown rebuild near the beach is supported through construction loans, coordinated with your builder from the start. When timing between selling and buying gets tight, bridging finance keeps the move on track. Wherever a client's situation needs a specific lens, Jeane brings in the right person from the wider Broker Society team.
The people who make Coolum feel like Coolum
Walk the David Low Way at sunrise and you will see the same faces most mornings, the surfers, the dog walkers, the coffee regulars who have been coming to the same cafe for a decade. That familiarity is what people are actually buying into here, not just a postcode. Jeane talks to young families who have been priced out of the coast further south and are building a life in Coolum instead. She talks to tradies and small business owners whose income does not look like a typical payslip but is every bit as real. She talks to retirees who have sold the family home and want somewhere they can walk to the beach and still know their neighbours. Every one of those conversations starts with listening, not a spreadsheet.
Your Coolum Beach broker
Jeane Hofmeyr looks after The Broker Society's Northern Sunshine Coast clients, based out of Marcus Beach and working closely with buyers, owners and investors right along the coast into Coolum Beach. She brings the same straightforward, no-pressure approach that defines The Broker Society across every conversation, taking the time to actually understand a client's situation before recommending anything.
Jeane is one of five brokers who make up The Broker Society, working alongside Kate Sadler, Belinda Gough, Talia Ryan and Tyler Auld, along with a dedicated support team, across the Sunshine Coast, Gold Coast, Brisbane's Southside and Central Queensland. We are a team, not a solo operator, which means whatever a Coolum Beach client needs, whether it is specialist self-employed lending, a construction loan, or simply a second opinion, there is always someone across the business with the right experience to bring in alongside Jeane.
Ready to talk Coolum Beach finance?
Whether you are buying your first home, upgrading closer to the beach, or reviewing what you already own, Jeane and the wider Broker Society team are a phone call away.
We work with clients Australia wide, and some of our brokers are located in the following locations.
A surf town that grew up without losing itself
Coolum Beach has spent the last decade quietly becoming one of the Sunshine Coast's most sought after addresses, without ever losing the low-key beach town feel that made people fall for it in the first place. Jeane sees that tension show up constantly in lending conversations. Families upgrading from a unit into their first house with a yard. Retirees selling a bigger place down south to bank the difference and enjoy the walk to David Low Way. Renovators taking on a tired old beach shack with big plans and a tight budget. Whatever the situation, Coolum rewards buyers who come to the table with their finance genuinely sorted, because good properties here do not sit around for long.
What to expect working with Jeane and the team
A proper first conversation
No forms up front. Jeane talks through your situation and goals before anything else happens.
Face to face or online, your choice
Meet in person or jump on a video call. Either way, Jeane shares her screen and walks you through the visuals and numbers on your loan and lender options together.
The full team behind you
If your situation needs a specific specialty, Jeane brings in the right person from the wider Broker Society team.
Support after settlement
The relationship does not end at settlement. Jeane and the team stay available as your situation changes.
Coolum Beach lending questions, answered straight
Do I need to live in Coolum Beach to work with Jeane?
No. Jeane and the wider Broker Society team work with clients across Coolum Beach, the Northern Sunshine Coast and Australia wide, by phone, video or in person.
Is Coolum Beach a realistic option for first home buyers?
It takes the right strategy in a competitive market like this. Jeane will walk you through deposit schemes and grants you may be entitled to before you start looking.
I am a tradie or run a small business. Will that make finance harder?
Not with the right lender. Coolum has a strong community of tradies, hospitality operators and small business owners, and Jeane knows which lenders assess that kind of income fairly.
What if my income does not fit a standard lending checklist?
Low doc lending is built for exactly that. Jeane will assess whether it suits your situation or whether a mainstream lender can still work with better structuring.
Is it worth refinancing if I already own in Coolum Beach?
Often, yes. Coastal growth has moved a lot of owners into a stronger equity position than they realise, and Jeane can tell you honestly if a change pays off.
Is Coolum Beach a good spot for an investment property?
The steady holiday demand and tightly held stock make it worth considering. Jeane structures investment lending with long-term borrowing capacity in mind, not just the next approval.
Can you arrange finance for a commercial property or business premises?
Yes, for local business owners looking to buy premises, expand or refinance existing commercial debt.
Can I use my superannuation to buy property in Coolum Beach?
SMSF lending is available for eligible clients. Jeane will explain how it works and whether it fits your retirement strategy.
We are planning a knockdown rebuild near the beach. What finance applies?
Construction lending, structured around progress payments and your builder's requirements. Jeane will map the drawdown schedule out before you sign anything.
I want to sell and buy in Coolum Beach. Can finance bridge the gap?
Yes. Bridging finance lets you secure a purchase before your existing property sells, so you are not forced into a rushed sale.
I have debts spread across cards and personal loans. Can they be combined?
Often, yes. The Reset looks at consolidating scattered debt into a single, clearer repayment structure where it makes sense.
How many lenders can Jeane compare for a Coolum Beach purchase?
A panel of 50 or more, which matters in a competitive market like this where policy differences between lenders can genuinely change what you can borrow.
Does buying an older beach shack for renovation affect finance?
Sometimes, particularly around valuation and construction lending if you are planning major works. Jeane will flag anything relevant to your specific property before you commit.
Can you help with finance for a unit or townhouse in Coolum Beach?
Yes, Jeane arranges lending across houses, units and townhouses, with the approach tailored to what suits the specific property and lender.
How do I get started?
Book a time through the appointments page and Jeane will take it from there.